Tag Archives: Disputes

Fantastic Friday – Guideline Week

#FantasticFriday – #GuidelineWeek – Guidelines, Guidelines, and more Guidelines all week long.  Today I wrap up the week by going over the most commonly asked questions for FHA yet again.  I even throw in an extra bonus today with seller concessions max, or maximum third party contributions in Conv, FHA, and VA!

One point I’d like to make is sellers concessions can’t go over 2% in 2 different situations.  1 on investment properties and 2 on FSBO.  Know this stuff Ladies and Gents!  ↓

I enjoy helping others get their loans done and done right.  If you have guideline questions, do me a favor, shoot an email that says scenario – (Or – “I gotta guy”) in the subject line of an email.  Include the 1008, 1003, credit report and any DU/LP findings you have.  And I’ll take a look at it for you.  CLICK HERE to send an email.

As Always

#SellWell

Thursdays Thoughts – GUIDELINE Week!

#ThursdaysThoughts – #GuidelineWeek – Guideline week in full effect, hope you’ve enjoyed the shows this week.  We are going over the most commonly asked questions on guidelines for Conventional and FHA this week.  I throw in a few VA guides here and there this week, but this is all centered around the biggest subjects.  Today and tomorrow we go over collections, disputes, liens, judgments, and gift guides. ↓

I ♥ “I gotta guy” questions and want to help you anyway I can to help bring loans to life.  Questions on guidelines? You can check the guideline matrices on my website here — GUIDELINES

As for me, I’m wrapping up a successful Feb and rolling right on pace for my goals in the first quarter 2019.  Are you?  If not we should chat.

Happy Month End.

As Always –

#SellWell

Two for Tuesday – Collections and Disputes on FHA!

#TwoforTuesday – Back to basics as a reminder in the new year, Collections and Disputes on FHA are covered today!  Know this off the top of your head.  There is magic numbers to both of these, know them, and if the net amount on any credit report is less than the magic number ignore it and run it through DU.

FHA is a strong suit of mine, and I’ve always excelled at getting these done.  We have 203B, and 203H FHA loans, as well as CalHFA opportunity for those in California.  In all reality any FHA loan can be accompanied by some DPA, just LO’s don’t look them up.  If you find one that will meet us at the table with the money, run it by me, odds are we can do it.  Here’s a website to help you find them; http://www.downpayment.org

I’m growing and helping brokerages grow too.  Do you have a want to hire more LO’s this year?  Let’s chat, we can talk strategy for that.  Do you want to start an online presence or make the one you have actually get you names, phone numbers and emails?  We can do that too!  All I ever look to do is help on a few loans here and there.  (Small piece of the pie) #LetsDoBusiness – Take the 10 minutes it takes to print sign and send back a 12 month committment to do business.  At which point I’ll earn my right to stay in your lending arsenal.  I’ll add that much value, that’s a promise.  CLICK HERE

As I always say –

#SellWell