Tag Archives: Real Estate

Happy Good Friday! I HOPE you have a great day!

And a GOOD FRIDAY it is.  Today, weather your bank is closed, or your title company not open, enjoy the time and energy Friday’s create.  For 52 Friday’s a year, ton’s of people carry a high spirit in regards to the day.  It’s funny how a lot of people are energized at the end of the week.  I’m a fan of Monday’s more myself however the energy created on Friday’s is different.  Is it because you’re looking forward to spending time with the kids and family?  It is because you’re anticipating “not working” the weekends? What makes the energy for most is the HOPE they have for the next two days to enjoy.

The most successful people really only rest on Sunday’s and some still spend time thinking and planning their week out about to start.  What ever fuels your energy today, take note of it, and CLONE IT.  Clone that energy somehow in your own mind and attempt to hit the first part of next week with that same energy is what I challenge you.  For those of you in sales of any kind, today’s a great day to ignite your HOPE and write down your goals and dreams to hit for the next quarter.

Today due to the nature of Good Friday, remember to be thankful today and blessed for the things you have.  Today’s Friday is important in that it symbolizes HOPE.  It gives hope in the eyes of those that believe.  Belief in whatever person, or thing you want, it brings Hope.  Today is the day Jesus was symbolically crucified on the cross and walked miles with people stoning him, while wearing a thorn crown and carrying a cross twice as heavy as he weighted.  Today, he dies on the cross theory is, and on Easter Sunday is the third day out when he rose again.  So while out this weekend think HOPE, drive your imagination a little and then carry with it the energy that Friday’s give.  By having hopes and dreams we are alive.  Without them, it’s hard to even set goals to achieve something that you don’t hope to happen.  Think big, and then carry that energy into next week thankful and full of energy.  My hope is that by helping you realize that the energy you create can help custom tailor your hope to happen.

What makes the energy I have?  The HOPE of helping others for me.

Sell Well – JUICEMAN

WJ Bradley LO’s I can help YOU START a Brokerage

Just by YOU reading this.  And due to the great leadership that our Nation has that supports FREE ENTERPRISE.  TRID WASN’T designed to help big mortgage companies make more money.  Especially Banks.  Technically, TRID is more forms signed by a client, so that increases the money spent on compliance to enforce that.  With an LO, it’s easier to BROKER a loan than even set up a Correspondent relationship with any lender out there.  And NOW, your disclosures are just as the same as bankers.  You could even hire and employ others.  Including all the tax advantages of being self-employed.

TRID actually LEVELED THE PLAYING FIELD for the loan originator that owns his own shop versus who is at a bank.  The LE now is the same for the rate shopper.  There is no need to disclose Broker’s commission on that initial disclosure.  And with Banks you will not be paid as much “per loan”.  Hence why YOU a WJ Bradley employee should OPEN your OWN Mortgage Broker shop.  If the big companies have to do more to ensure you’re in compliance then take advantage of it as a “Third Party Originator”(TPO businesss) in their eyes.  More and more LO’s already are.

In fact, at one point prior to the mortgage melt down, the overall total TPO origination versus bank originated mortgages was basically 50/50.  And due to the melt down, the amount of TPO origination fell to as low as 6 or 8% of overall mortgage volume.  However in the more recent few years, the Broker business is growing again.  As a result of TRID, more and more Broker shops are opening again and that is a movement that has already been in play since around 2010.  The small change in disclosures from the GFE to the LE makes another boost in this direction.  RIGHT NOW is a GREAT TIME to START a SMALL BUSINESS. 

If you respond to my article in the ask for help, I would be happy help develop a full marketing campaign to help launch your company.  I HAVE a ton of Broker’s that come to me to help them develop everything from LOGO’s to company cards.  To slogans to marketing campaign’s to drum up business.  I will personally help you start your company.  Reach out to me, I am the Mortgage Juiceman, and I support the BROKER BUSINESS OF SMALL TOWN USA.  I also help Brokers get approved to do business even when new.  So even if that’s you out there reading this now, I’m that refreshing voice supporting you a NEW BROKER OWNER.  And would love to help you grow.  Start with THE MORTGAGE JUICEMAN PAGE

Call me if your looking for a true business and marketing partnership to help you help others to get a piece of the American Dream.  In fact my Broker Packages are FREE this month. You can too get a piece of the American dream of owning a business.  Call me and I’ll even give you a signed copy of my book free of charge, that will help you get started. Persuasion as an Art

Sell Well – JUICEMAN

 

Realtors and my book offer

Today I republished my book.  “Persuasion as an Art”  I have a ton of new things going on with growth personally and professionally.  Mostly I am thankful for the opportunity to create my own destiny with a sales career that engages relationships.  Through a need noted by several of my Broker partners whom always call me for guidelines and mortgage scenario’s.  Multiple people told me to do this years ago.  Well I did it 30 days ago.  I created this blog; the mortgage juiceman dot com.  And I’ve published over 50 articles and video’s in a short time.  And while it’s becoming a normal everyday habit now for me to do, and fun.  IT’S PAYING OFF BIG TIME.  I am servicing a need for guidance to the REALTOR network on a need for good LO’s.  I am servicing Realtor’s with guidance on guidelines for mortgages.  And as a result, more and more Realtors are just PM’ing me or using Facebook messenger on my group online.  Yes Group.

If your not on Facebook doing funnels in originating loans your missing out. Here’s a link for that;   Facebook Marketing for LO’s  There is also a large GROUP need for mortgage pro’s to network and gain referrals.  I have created a persona online of “The Mortgage Juiceman” and also have a Facebook group to go with it.  The Mortgage Juiceman Group

Now, I have more and more Realtors giving me leads to borrowers to pass on as LEADS to my Broker’s.  So I am using social media to essentially get leads for the very people that send me business.  WANT TO BE A PART OF MY ELITE GROUP OF BROKERS GETTING FRESH LEADS FROM ME?  Well you got 9 days left to get partnered with the JUICEMAN and MOTIVE LENDING for FREE.  Click here to sign up, Motive Lending Free Broker Package

Realtors any referrals to local Brokers to be signed up with me to close loans too, have them click the link above.  I look forward to helping as many people as I can and will be starting with anyone in sales. A great read for those of you into investing in yourself to get better at sales.  My Book; “Persuasion as an Art”

Sell Well, here to help Realtors, Loan Officers, and Processors make it easy and close more loans. – JUICEMAN

 

Attention Real Estate Agents, please help me.

ATTENTION RE AGENTS, I NEED YOUR HELP.  Today, my JUICE (Join Us In Creating Excitement)  is for a call to action from RE Agents.  I encourage LO’s across the Nation to network with Realtor’s for business but have not had the chance to do so on a mass scale myself.  Today I am sending that message.

I AM ASKING RE AGENTS to SHARE my BLOG “The Mortgage Juiceman” dot com, to their favorite Lender today.

WHY?  I can help you get paid by closing more loans.  I am an AE at a National wholesale lender.  What I do daily is teach LO’s how to originate.  In fact I HAVE AN LO TRAINING, a PROCESSOR TRAINING, and an AE TRAINING that I help others in my industry get better at what they do.  By knowing guidelines, and giving tips to ensure the application is done right upfront and your PURCHASES close.  I am a go to guy, whenever the application or credit has blemishes and LO’s have “I got a guy” questions.

I WANT TO BE THAT RESOURCE FOR YOU REALTORS THIS YEAR.  It is my commitment in my endeavor to close more than 100 loans a month this year, to help Realtor’s have the communication they want.  The answers to why sometimes, and the correct expectations with timing due to TRID.  As a liaison between the Broker’s/LO’s and Realtors I’ve found a HUGE GAP in understanding lending laws, to underwriting guidelines and truly having a pre-approval worth accepting an offer on.  And this year I am bridging that gap by being interactive and posting the video’s on what works and what doesn’t.  By networking with more and more RE Agents I am actually helping prescreen borrower’s that Agents have and then getting “leads” for Brokers in my network.

Please reach out to me on FB or LinkedIn and let’s partner together this year.  Share my contact information with your favorite go to Lender/Broker this afternoon.  It could be the referral that pays you on multiple loans this summer.  I am looking to grow my presence in the following states, PA, CA, FL, VA, WA, CO, TX, MO, NJ, GA and MI.  If your in these areas I have Broker’s there, and they are really good.  Not only can I recommend you to one but I want to network with WHO you like as a Lender.  Please help me by referring my info out to your favorite lender today.

-Making a difference in the lending world and helping others make a living by closing more loans.

Shawn Devlin – The Mortgage Juiceman

sdevlin@motivelending.com / 586-737-7456 Office Line.

PS. Broker Packages are FREE in the month of March! Let’s get your favorite lender on board and do business together.

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S.M.A.R.T

Maybe you’ve heard of this analogy before.  It has to do with setting goals.  Having goals is a key to success and knowing the end vision will help you create smaller goals to help you hit the big one’s.  Goals must be conceptualized and then written down.  Once established then implementing action to hit the goals is key.

Get creative in goal setting and use your imagination.  A lot of millionaire’s visually connect with their goals.  They have a dream space.  A picture of the car they want to buy, or a model car to stimulate their imagination.  It’s funny how I found a old sales book not to long ago and reviewed it’s contents with awe.  I had pictures of a house, a family, an SUV, and various other things on a collage that I made in high school of things I have now.  At one point in my sales career I went to a BMW Motorcycle dealership and had a famous racer sign a poster of the motorcycle I wanted to buy.  I made into a mouse pad, and today, I’ve had that motorcycle for a few years now.

A goal should be Specific, Measurable, Attainable, Realistic, and Timely.  A goal should be specific to you, it’s ok to dream a little and shoot for the stars.  That’s why it’s a goal.  Make sure it’s measurable, as I always broke down my commission pay and found out I only needed an extra 2 sales a month to reach my goal in a few months for example.  Goals should be attainable, even if a little stretch, they should also be flexible.  Getting a new Ford Taurus is a little off from a Porsche 911.  However, flexible in that a new family car was needed.  Goals again should be written down and shared with others.  While subconsciously if you make a goal and make it a picture or collage if you will, it can help feed that subconscious part of us.  By seeing that goal everyday on my mouse pad, it enforced the action of making that extra call or two or five.

The difference between the top 5% of any sales team and the other 95% is the goals they have, and how the top performers focus on productivity to get them there.  Not just hope for the production to happen.  The smaller goals help reinforce and bring the bigger goals to life.  Then provide a framework for timing your goals.  Make long term goals 10 years out, then mid-range goals 3-5 years to reach, along with annual goals.  Then break down the activity needed to do quarterly to reach those goals, even monthly to focus on hitting the goals set.  The more you analyze this and break it down.  The more obtainable your goals can be.  Then reinforce those visions with something that can help you see the goals daily.  A dream space collage or picture to help the subconscious mind work with them is best.  The more you do this in life, the more goals you will reach.

This week, as we wrap up the first quarter of 2016, revisit your goals from New Years.  Check to see if you’re on pace to hit them, or perhaps create new one’s that help you achieve your goals.  Then create a dream space to allow yourself to “see” these goals daily.  Heck, at least write it down and place that note in your closet, then as you get dressed re-read what you wrote down everyday.  Subconsciously doing this will embed your dreams and goals in your mind and small things will happen to help you achieve your goals.

Sell Well – Juiceman

Happy St. Patty’s Day Lad!

May your day be touched with a bit of Irish Luck, brightened by a “why” in your heart and warmed with smiles by the people you love.  My “why” is the family I have like most.  It’s also the joy of the partnerships I have and ability to help grow small businesses across the Nation.  For all my why’s I drive myself to make extra calls, be available late at night to take a call, make efforts around 10:30 pm to check my emails before I wrap up the day. I have high energy and a great attitude to never give up, and have created successful habits that drive my luckiness.

LUCK is created, someone “finds” the four leaf clover.  You have to be looking down at the ground and see a little 2 inch plant.  Seriously, if you’ve ever found one you either looked down and then it hit you as you recognize immediately what was in front of you, or you actually “looked” for it.  And if you happened to ever gaze in a field of green leafs on the ground you were doing something.  Thinking deep probably.  You created your luck.  Luck is a by product of your efforts.  THE HARDER YOU WORK THE LUCKIER YOU GET.  So in theory the more I work my law of averages and spread out my reach to partner with broker’s the more loans I close.

I love the fact that the more relationships and more people I help see success the more success I see.  Today, do the normal “adding of value” during your pitch.  But try something special.  Today, call as many people as you can and limit your calls to 3 minutes.  Call as many people in your contact list and be short and sweet.  Just spread the joy in your voice, and touch base, ASK for the sale, and then move on.  SPREAD YOUR LUCK OUT TO AS MANY BUSINESS CONTACTS AS YOU CAN.  Say Happy St. Patty’s Day and make the other party smile.  Wrap up a business matter or better yet, tell them your calling to “make an appointment” with them for a follow up call.  Gain a commitment inside of 3 minutes to call the prospect back tomorrow.  For those of you that have multiple steps in your sales process, Holiday’s like today are the most enjoyable on the phone and in person.

Have Fun, spread your Irish Luck out and reach out to as many people as you can in your network.  I bet you gain a ton of business doing this in the next week.  🙂

Happy St. Patty’s Day

The Little Leprechaun’s nonverbal way

The little leprechaun’s way (sales pro) of communicating is often the most advantageous of all.  It’s the non-verbal communication queue’s and is often times the most important.  This concept works hand in hand with old saying, “it’s not what is said, but how you say it”.  This involves the nonverbal communication at the time of persuading, and will include but not limited too; body queues like stance, posture, facial queue’s and hand gestures during the act of the communication that will determine the effectiveness of the message.  And ULTIMATELY can impact the created meaning.

In sales of all types and in communication, the little leprechaun (sales person) develops habits of non-verbal queue’s that could help or hurt their intended meaning.  Non-verbally this could be the way a person leans on something, or the way they hold their hands.  It could be through voice inflection as well to stress words.  Over the phone it is easily transposed when someone is smiling. Hence smile and dial :).  Sometimes a message’s content needs to be delivered over the phone or in person to stress importance versus another communication medium.  The nonverbal that accompanies it can be the trick to get the best intended meaning across.  Try non-verbally communicating by placing the widget your selling in the prospects hand, or having them drive home to see how the car fits in the garage. Go deep and have fun with it as you paint pictures and assume ownership.  Nonverbal communication is a great aid to paint the picture of *the client hanging blinds in the new house decorating or *the money saved to be in the bank or help a new purchase.    The best trick to this is get your hands out of your pockets.  Wave at a client, give someone a high five, or even STAND UP when your selling.  Motion creates emotion.

The little leprechaun’s of the world (Sales Professionals) should want to focus in on both the message and the nonverbal queue’s that go a long with it to create it’s intended meaning. This is the act of the presentation, and this is where “practicing” helps to develop those good habits.  Verbal and nonverbal queue’s to communicate go hand in hand.  Nonverbal communication can help reinforce words or show agreement (nod), or even help dictate the emotional state someone is in.  Nonverbal queue’s can provide feedback (thumbs up) or help regulate the flow of communication to signal to the other party when done.  There should be a nonverbal or visual that correlates the meaning of the message delivered verbally every time in sales, in person or over the phone. Try starting with a smile over the phone, trust me it works.  Try this;

As you sell today, paint pictures and use your hands to visually display that picture of your product or service helping your prospect.  The more visual, your verbal and nonverbal’s get working together, the more that client is “actually picturing the end result“.  The painted picture of a new car, new mortgage etc.  Stand up straight, try subconsciously to display the positive, confident, and enthusiastic message with your nonverbal communication in your pitching to sync with your verbal communication.  Remember “Enthusiasm is the key to persuasion without pressure”.  Stand and sell, paint pictures and let your hands help in doing so nonverbally.

Sell Well – JUICEMAN

Enter the LUCK of the IRISH

Luck you say?  Luck is in you is what I say..  Luck is the fruits of hard work. The harder you work the luckier you get is the saying.  Well, I will endorse that if the luck your working has to do with the Law Of Averages in sales.

The Law of Averages is just the Luck of the yes’s compared to the no’s.  That’s the end result of you asking for the business over and over.  When I wrote loans, to selling cars, to giving away security systems door to door, no matter what I sold, I got lucky because I worked harder than others around me.

Well, not so sure it was luck.  I just always came with a positive attitude and a want to copy the most successful person in the room.  So I displayed the same amount of energy the top producer had, and then some.  I studied to know ways to “benefit” the prospect. Then when ever I got the chance to deliver one of those “bullets” I studied, I would try.  Over time the more and more I did it, the more and more interest I would gain from the prospect and turn them into a customer.  I got lucky a lot.

From knowing my angles of the sale to having the ability to bond with people, I got lucky when I asked for the sale.  And over time the ratio of no’s to the ratio of yes grew and grew.  My law of averages improved.  Now, some say that’s skill.  Well I didn’t always have that sales swagger, I just didn’t know what I didn’t know.  And as a result I just knew if the top guy/gal was the one to beat, I had to move to do it.  So while everyone else was walking to the next door, I was running three houses ahead.  In stead of taking breaks to think about the next call, I was on a mission.  I pounded the phones.  Instead of waiting for someone to come into the dealership, I was on the internet fishing for prospects to come into the store.  Instead of driving across town to meet a Realtor face to face, I called 20 more.  It all boils down to your effective use of your time “prospecting”.  The harder you work at getting in front of someone to pull out the bullets you have, the more success in sales you will see.  Or Luck shall I say.

There is no magic wand, or a pot of gold at the end of the rainbow, just fruits of ACTION.  Action is the things that drives the luck.  And if you are in a hurry to get “lucky” then out call, out knock, out pitch your top guy/gal in the office this week.  The harder you work taking action in sales, the luckier you get.

Sell Well – JUICEMAN

Got an action taking story yourself? Post it on “the mortgage juiceman group” on FB.

Mortgage Juiceman Group

 

What my Kids taught me about sales

I have four boys, the “why” behind everything I do.  Identical twins 8, (Noah and Luke) a middle child at 10, (Landen) and the oldest 14 (Devin) as of this week.  What my kids taught me this weekend again, is that a lot can be applied to the sales profession from parenting kids and applying steps in creating successful habits can take.

First everyone can be reminded of the “basics” and always have a “steps” chart or check list to complete the 1003 and gain the supporting documentation.  The steps of the sale, to the art of the close.  Basic’s are where it’s at.  The more after Sunday’s brunch that we enforce as parents to “clean” the rooms the more basics of what that means to the kids.  My middle child has caught on fast, he makes his bed, and brings down his dirty laundry without being asked.  But he always seems to forget the to look “inside” the closet to clean out the socks that didn’t make it in the hamper.  Or my twins, for example, we made a “check sheet” to award them with stickers when they completed each task.  They don’t subconsciously do all the tasks in cleaning up their room.  More like half asked… LOL>  But the point is by having a check sheet on the tasks associated with that assignment they are starting to complete each one.  And it helped that I showed them what to expect multiple times as well.  It’s that repetition as a teacher to remind them of the basics.  It’s the check list that helps them complete the actual tasks associated.  The more I stress the basics the more complete the “assignment is”.  This can be applied to sales in any facet.  Every sale has some “bill” or receipt that gets filled out, go back to basics this week in a jump start way.  It will energize your week.

Second, while focusing on the “basics” point out one aspect of that habit to focus on and improve on.  Each week as I help my middle child “check his room” I ask him before I go in there, take one more look at it as if you were me, and pick up something or straighten something out.  Get your eagle eye out Son.  Well that same trick can be applied to sales too.  If you stick to the basics and your flow of sales is good then hone in on one aspect that will help you make a difference.  Then the next week, do it on another “step” in the process of what you do. A step somewhere that can help you.  For example, if you take a 1003 like a fluid conversation, but when you get to the point of asking for a Social Security number you choke up, hone in on planting the seeds upfront that you will need it later in the conversation if something would be done.  Here’s another great example, if you have a CRM, every time you have a conversation with a client or prospective buyer that you keep track of what you talked about or incorporated personal information in your “data” on that contact.  It can help develop “relationships” of which you can add value if you are business partner with that someone perhaps.  (ie Birthdays, or spouses names, or names of kids, favorite sport team, their motivation and goals, etc).  Do this weekly and “develop” successful practices in each “step” of what you do.  Break it down to mini projects if it helps you think of it that way.  Then go through four weeks where you go after that “one” aspect.  At the end of four weeks, your ACT of the basics will be much more in depth and your 1003’s for example could be more accurate.

LAST AND MOST IMPORTANT ASPECT OF IT ALL>  The one thing that wraps each one of the two above in place.  The kids I have are full of energy, and they have the BEST FOLLOW THROUGH.  I can “predict” what my kids are going to say when I tell them to clean up.  I know they will have that follow through, to find a way to divert their energy at anything “but cleaning up”.  And while they are in their room, they are playing.  Same with “predicting” that they will come running to me at exactly 8:00 pm and say “it’s SNACK TIME”.  LOL.  They have the best follow through on the things THEY LIKE.  And while the action of the act of “cleaning” isn’t followed through, I’m working on that habit.  The habits they don’t like, those are the ones you focus on.  Or in sales, the “detail processes” that complete the sale right, and thoroughly.  The fact remains they have a hard time getting over cleaning is something they have to do.  I know all kids go through that stage, but it’s the little acts of cleaning up behind yourself I was explaining that make great habits in being clean.  Each step of the “little acts” is something that in sales you can relate to any aspect of your pitch and then practice.  Hone in on each step, and have TREMENDOUS FOLLOW THROUGH on both the processes you do not like, and those things you do.

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May you find the luck of the IRISH at the end of the rainbow this week.

Sell Well – JUICEMAN

 

 

 

 

 

The Call Center Energizer

More and more I find ways to always be applying what I have been taught or what I believe and have learned to drive sales success.  The more I manifest my own destiny by taking action the more the power of attraction takes place.  IT’S AWESOME.  And if you’re not doing something to push yourself to see some form of measurable success everyday what are you doing?

I frequently put calls to action in my article’s to engage anyone that reads any post I do.  The number 1 thing that keeps me going everyday to put out VALUABLE content for sales and business people is ENERGY.

No joke, the number one way to succeed at anything is to energize yourself.  I am so good at this.  People tell me they still hear my echo of selling someone on the phone “out side of Jay Farner’s office” or that I am missed in the call center environment all the time when I run into old colleague’s. Some people have the innate ability to Motive-ate others.  It’s the way they “create energy” around them.  That’s a true success trait.  One that is not really taught, but rather developed.  And most sales leaders do this well.

Most top performers in sales also are good at creating energy over the phone.  They develop a persona if you will, that is enjoyable to communicate with.  In a call center I always lead by example, and my effort and attitude was much higher than those around me, I focused on one thing, results.  And I knew if I just put forth the effort sooner or later the LAW OF ATTRACTION (AVERAGES) will play in my favor and I will land a “yes”.  Well I became really good at mirroring my clients, uncovering the true objections or needs by asking questions, and then proposing solutions.  I am hearing impaired if you do not know me.  Yes, I have a 70% loss of hearing and wear over the ear hearing aids.  So part of me “bring the energy” was really just the daily task for me to listen.  I had to concentrate to hear and understand.  So what I became good at in a young age is painting pictures to illustrate my communication.  And what I found out is the more I “did this” in the proposing solutions stage the more convinced borrowers/clients/applications/sales I had. 

The more you make a spin on whatever “mortgage option” your showing your client, that helps feed their inner “energy” to accomplish whatever goal they have in mind, the more success you will see.  Simply put, the more you help others achieve their success the more success you will see.  Bring the energy, be positive, work the law of attraction (LOA), and paint pictures and have fun.  Develop a persona about you that makes others have a memorable experience when working with you.  Then paint a picture ASSUMING OWNERSHIP of whatever your selling/ or trying to do.  If your good at correlating that painted picture at providing a solution to that buyer, the more sales you will see “naturally”.  It’s called the LAW of ATTRACTION.  Try it today 🙂

-Sell Well – JUICEMAN